A. Carkeek, Associate VP/Director of Human Resources
selected four health insurance plans for faculty and staff for
the coming fiscal year. Open enrollment packets will arrive
at your home this week. Please read the material carefully so
you are prepared to make changes to your health insurance during
the open enrollment period, from April 29 through May 17. All
changes will be made through the Interactive Voice System at
HMO programs you can choose from include: CIGNA/Lovelace Healthcare;
Cimarron Health Plan; and Presbyterian Health Plan. The plans
are similar to those we currently have, but they do have new
features and there are more differences in benefits among the
plan offering is new, CIGNA Healthcare POS (Point of Service).
This plan has two types of benefits: in-network and out-of-network.
The in-network portion has an HMO plan design through the Lovelace
Network with service coordinated by a Primary Care Physician
with in-network providers. There is no deductible for in-network
benefits and it has co-payments.
option allows you to use any licensed provider outside the network.
This option has a deductible and requires a coinsurance. If
you are considering this plan, be sure to review your open enrollment
material for the details on what it includes.
not offering a PPO this year. If you are currently enrolled
in CIGNA Healthcare PPO, you must enroll in another plan if
you want medical insurance for the coming year.
for the three HMOs remain the same at fifteen dollars
per visit. However, if you visit a UNM provider under Cimarron,
the co-pay has been reduced to ten dollars. Prescription drug
co-pays are the same for all HMO plans. Mail order prescription
prices are the same for Presbyterian and lower for Lovelace.
Cimarron now has a three-tier plan which will cover some prescriptions
not currently covered.
All HMO plans have experienced premium increases. These vary
according to the plan, your salary, and the single/dual/family
coverage levels. Single coverage premium increases range from
$7.88 to $23.14 per month. For dual coverage, the premium increases
range from $15 to 43.92 per month. Family coverage premium increases
range from $18.16 to 53.13 per month.
be hosting Health Information sessions at Main Campus, Health
Sciences Center and the branch campuses during the open enrollment
period. Look for the schedule in your open enrollment material
and on the Department of Human Resources website under Whats