More than 10 years of experience in the banking industry as financial consultant, risk manager, account executive:

• Structure, risk evaluation, and credit evaluation for investment projects.
• Design, develop and implementation of credit and financial strategies for governmental, financial, and corporate institutions.

More than 9 years of experience as mentor and trainer in the work place:

• Instructional design and training for small businesses and entrepreneurs in face to face and distance learning approaches.

3 years of experience teaching:

• Literacy skills for children and adults.

More than 1 year of experience designing, developing, and implementing workshops and seminars for Latin American students and McNair Scholars.

Education

Ph.D. in Education    
Major: Organizational Learning   
University of New Mexico (UNM)
GPA 4.15 (63 credits)

Master in Businesses Administration
Major: Leadership and Marketing
Autonomous Technological Institute of Mexico (ITAM)
GPA 3.76

Specialization Seminar in Banking Administration
College of Accounting and Administration (UNAM)
GPA 4.00

Bachelor in Business Administration
Major: Accounting
College of Accounting and Administration (UNAM)
GPA 3.83

Elementary Education Teacher
National School of Teachers (ENM)
GPA 3.81, Graduated with Honors

University of New Mexico

McNair and ROP Programs (GA)

Latin American Outreach Programs (GA)

• Program Management. Design, development, and implementation of short programs for Latin American students and professionals.
• Design, development, and implementation of Workshops and Seminars. Portfolio: Bicultural Intensive English Program, Research and Career Development, Internships, and Special Programs.
  
  

Nacional Financiera, S.N.C.  (National Development Bank)

Instructional design and training for small businesses managers.        

Manager of Investment Projects with highly financial risks          

• Structure, risk evaluation, and credit approval for investment projects in the technological sector. Portfolio: GrupoProfesionalPlaneación y Proyectos (oil engineering projects), Sistemas y Computadores de Gestión (software development projects) and Softtek (development of technological centers).

Government Entities Account Executive  

• Credit and financial services. Portfolio: PEMEX (national oil company), CFE (national electrical energy company), IPAB (national institute for protection of banking users) and Banobras (national bank of public infrastructure development).
• Design, development, and implementation of massive and electronic products for government entities.

Financial Intermediaries Account Executive  

• Credit and financial services. Banking Institutions Portfolio: Banamex, Banorte, Banca Mifel, Banco Interacciones, Mex Factor, Grupo Financiero Atlas.
• Design, development, and implementation of new types of financial intermediation. Factoring Porfolio: Liverpool, Palacio de Hierro, Comercial Mexicana, Grupo Corvi, Herdez (Grupo Cinco).    

State Account Executive (Mexico City)

• Design, development and implementation of massive credit programs for small businesses.
  
  

Institute of Security and Social Services of State Employees.

Head of Project

• Decentralization of payroll processes for ninety seven thousand employees.
  
  

Banca Promex, S.A.

Shareholders Account Executive  

• Credit, financial and stock market services for shareholders’ corporate companies.
• Mentor of junior account executives.
  
  

Bancomer, S.A.

Credit Advisor

• Credit risk analysis and evaluation for corporate customers.
• Mentee of the “Executives in Development Program”
  
  

Promoción y Operación, S.A. de C.V.

Accounting Technician

• Financial and budget analysis of national banking institutions.
  
  

Sportline , S.A. of C.V.

Treasurer

• Supervision and control of cash flow operations and banking relations.
• Supervision of foreign trade operations.
  
  

Mancera and Freyssinier , S.C.

Auditor

• Auditing for tax and financial purposes.
  
  

Secretariat of Public Education (SEP)

Elementary School Teacher

• Teaching literacy skills for children and adults.
  
  

Conferences:
• “Management Skills for Entrepreneurs”. ITAM: Spring 2002.
• “How to qualify for credit”. NAFIN: Sep. 2001 – Dec. 2003


Affiliations:
• Member of the Mexican Institute of Accounting. IMCP. Since Nov. 1987.
• Member of the Entrepreneur's Association in Mexico. AEM. Since Jan. 1998.

Teaching/Training:
• Elementary School Teacher. SEP. Jun 1987 - 1990.
• Credit for you. NAFIN: Sep. 2001 – Dec. 2003.
• Accounting for small businesses. NAFIN: Sep. 2001 – Dec. 2003

Languages:
• Spanish: Native Languange
• English: TOEFL 550 points.

Courses:

•  Negotiation and credit process. Sep. 2003.NAFIN.
•  Integral analysis for credit purposes. May. 2003. NAFIN.
•  Design human engineer level I. Mar. 2003. NLP
•  Sale process. Dec. 2002. NAFIN.
•  Effective negotiation. Dec. 2002. NAFIN.
•  Techniques for effective presentations. Dec . 2002. NAFIN .
•  Credit culture. Dec. 2002. NAFIN.
•  Countable and financial analysis. Dec. 2002. NAFIN.
•  Change and transformation. Nov. 2002. ITESM.
•  Assertiveness and communication. Sep. 2002. NAFIN.
•  Presence and executive image. Ago. 2002. NAFIN.
•  Neuro linguistic programming I. May. 2002. NAFIN.
•  Neuro linguistic programming II Jul. 2002. NAFIN.
•  Financial risk administration. Dec. 2001. NAFIN.
•  Credit risk administration. Nov. 2001. NAFIN.
•  Basic credit. Nov. 1997. CITIBANK, N.A.
•  Specialist on retirement systems. Jul. 1997. CONSAR.
•  Methodology for the credit study. Jul. 1993. BANCOMER.
•  Financial analysis for credit effects. Jan.1993. ITESM.
•  Seminar on physical education. Ago. 1990. SEP.
•  Computing as a didactic support. Ago. 1989. SEP.
•  The written language. Ago.1988. SEP.
•  Didactic drawing. Ago. 1987. IPN.
•  Elaboration of didactic resources. Oct. 1987. IPN.
•  Knowledge of ethnographic material. Jan. 1987 . INAH - SEP