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Federal Stafford Loan

The Stafford loan program allows students to borrow for educational expenses. In order to determine eligibility, a student must complete the FAFSA.

 

There are two loans under the Stafford loan; subsidized and unsubsidized. The subsidized loan is a need based loan which does not accrue interest while the student is enrolled at least half time. The unsubsidized loan is a non-need based loan which interest does accrue while the student is attending at least half time.

 

A minimum enrollment status of at least half time is required in order to be eligible to receive the Stafford loans. Repayment on the loan begins six months after graduation or when the student ceases half time enrollment.

 

Federal Perkins Loan

The Perkins loan program is a need based loan program for students. Students must complete the FAFSA by the priority deadline date of March 1.

 

Students must be enrolled in at least half time. Interest on the loan is at 5% and does not accrue until after the student graduates or drops below a half time status. Repayment begins six months after the student graduates or leaves school for other reasons.

 

 

 

 

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